Lending Center

First National Bank Lending Center

First National Bank offers a wide variety of Consumer loan products to fulfill the needs of almost any borrower.

Consumer Loans

FNB understands that the right loan at the right time can make all the difference in your life.

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Real Estate Loans

Whether you are looking to purchase or refinance your home, build your dream home, or have a unique real estate financing need, FNB has the solution.

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Business Loans

When your business is growing and you need capital, don’t let anything get in your way. Get the capital your business needs from the bank you trust.


FNB's agriculture team has significant experience in the cattle, crop production, and energy fields.

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FNB Lenders

  • J.R. Morris, Vice President / Director of Commercial Lending
  • Jennifer Weaver, Assistant Vice President / Commercial Lender
  • Jay Franklin, Vice President / Director of Agricultural Lending
  • Will Spence, Assistant Vice President / Agricultural Lender
  • Cindy Victory, Vice President / Director of Consumer Lending
  • Dana Thiems, Vice President / Director of Mortgage Lending
  • Brandon Cusick, Mortgage Loan Originator
  • Robin Lewis, Consumer Lender
  • Kendra Anderson, Commercial Lender
  • Matt Carnes, Regional Market President
  • Natasha Arnall, Consumer Lender
  • Michael Hart, Mortgage Loan Originator